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Interest Only vs P&I Loans

Interest Only vs P&I Loans for property Investors Introduction Property investment is a popular avenue for wealth creation in Australia, with a variety of financing options available to investors. Among these options, two of the most common are interest-only (IO) loans and principal and interest (P&I) loans.  Both have their advantages and disadvantages.  The choice between… Read more

Super Changes 2021

New Super Laws

New Super Laws: a timely reminder to check your life insurance policy What measures do you have in place to help protect your family home or business? If life insurance through your superannuation account is one of them, then it’s a good time to give it a quick review – especially if you work in… Read more

Does the Banking Royal Commission Affect You?

As you are probably well aware, the Banking Royal Commission concluded recently and a number of recommendations were issued by Commissioner, Kenneth Hayne.  There was very little surprise when some damning misconduct came to light.  Most Australians pinned their hopes on the banks being held to account for years of questionable and corrupt practices, but… Read more

Removal of Interest-Only Loan Restrictions | Good News for Property Investors for 2019

Good News for Property Investors for 2019: APRA announces removal of interest only loan restrictions The Australian residential property market is looking forward to a very positive start to 2019 following an announcement that from 1 January the financial services regulator, APRA will remove its 30% limit on interest-only residential mortgage lending for banks and… Read more